Abahleli beForbes Health bazimele futhi banenhloso.Ukuze sisekele imizamo yethu yokubika futhi siqhubeke nokunikeza lokhu okuqukethwe mahhala kubafundi bethu, sithola isinxephezelo ezinkampanini ezikhangisa kuwebhusayithi yeForbes Health.Lesi sinxephezelo sivela emithonjeni emibili eyinhloko.Okokuqala, sinikeza abakhangisi ukubekwa okukhokhelwayo ukuze babonise ukunikezwa kwabo.Isinxephezelo esisitholayo salokhu kubekwa sithinta ukuthi okunikezwayo kwabakhangisi kuvela kanjani futhi kuphi kuSayithi.Le webhusayithi ayifaki zonke izinkampani noma imikhiqizo etholakala emakethe.Okwesibili, siphinde sifake izixhumanisi ezinikezwa abakhangisi kwezinye zezihloko zethu;lezi "zixhumanisi ezihambelanayo" zingangenisa imali kusayithi lethu uma uchofoza kuzo.
Imiklomelo esiyithola kubakhangisi ayithinti izincomo noma iziphakamiso ezenziwa ngabasebenzi bethu abahleli ezihlokweni zethu noma ithinte noma yikuphi okuqukethwe kokuhlela ku-Forbes Health.Nakuba silwela ukukunikeza ulwazi olunembile nolwakamuva esikholelwa ukuthi luzoba usizo kuwe, iForbes Health ayiqinisekisi futhi ayikwazi ukuqinisekisa ukuthi noma yiluphi ulwazi olunikeziwe luphelele futhi alwenzi nezethulo noma iziqinisekiso ngokunemba kwalo noma ukufaneleka kwalo ngokobulili. .
Umgexo wokuxwayisa ngezokwelapha uyidivayisi ephathekayo evamise ukugqokwa abantu abanezimo ezingapheli noma labo abasengozini enkulu yokuwa.Le migexo inganikeza ukuthula kwengqondo kunoma ubani ohlala yedwa, enkingeni noma odinga usizo olusheshayo.Ukucindezela inkinobhokukhola yezokwelapha ixhuma ogqokile enkampanini yokuqapha i-24/7, evame ukusebenzisa ubuchwepheshe bendawo ye-GPS ukuthumela usizo ngokushesha.
Ukuze ukhethe imigexo yezaziso zezokwelapha ezingcono kakhulu, ithimba labahleli beForbes Health lahlaziya idatha evela ezinhlelweni zezaziso zezokwelapha ezicishe zibe ngu-60 ezivela ezinkampanini ezingu-20 futhi zanciphisa zaba ngcono kakhulu ngokusekelwe ekhonweni lazo lokuthola ngokuzenzakalelayo ukuwa, ukuxhumana kwesikhathi sangempela nabamele abezimo eziphuthumayo.amagama, amanani nokunye.Funda ukuze uthole ukuthi yimiphi imigexo esohlwini lwethu.
Lolu hlelo oluthengekayo lwesexwayiso sezempilo lunikeza izinhlobonhlobo zezinhlelo zokusebenza kusukela ezisekelweni zasekhaya kuya ezihlokweni zemigexo, futhi ubuchwepheshe be-GPS buvumela ogqokile ukuthi ahlale exhumekile futhi ephephile lapho ehamba.I-pendant ayinamanzi futhi iphephile ukugqokwa eshaweni.Ngesipika esakhelwe ngaphakathi esinezindlela ezimbili, umsebenzisi angaxhuma kusevisi yokuqapha yase-US (etholakala amahora angu-24 ngosuku)cindezela inkinobho.
Lapho enikezwa ukufinyelela kuphothali ye-MobileHelp Connect, uma umsebenzisi ecindezela inkinobho yosizo, abathandekayo bathola isaziso se-imeyili kanye nemephu yendawo yabo kanye nesitembu sesikhathichofoza inkinobho.
Lolu hlelo lwesexwayiso sezokwelapha aludingi izindleko zemishini.Abasebenzisi bangakhetha ukukhokhela uhlelo lokubhaliselwe lokuqapha nyanga zonke, ngekota, kancane ngonyaka, noma ngonyaka.
Lo mgexo wokuxwayisa wezokwelapha uhlangene futhi usesitayeleni.Ine-notch yokuvimbela ukuchofoza ngephutha kanye nemibono engamanga.Lo mgexo awungeni emanzini futhi uphephile ukuthi ungawusebenzisa eshaweni.Iphinde ibe nempilo ende yebhethri efika eminyakeni emihlanu, futhi isipikha esinezindlela ezimbili sivumela abasebenzisi ukuthi baxhumane ngqo nezinsizakalo zokuqapha ezisebenza ngo-24/7.Ngokuqondene nesistimu ngokwayo, i-GetSafe inikeza amaphakheji amathathu emindeni yawo wonke amasayizi.
Izinketho ezintathu zokubhalisa zokuqapha zanyanga zonke ziyatholakala, kuye ngosayizi wendlu yomsebenzisi:
I-Aloe Care Health Mobile Companion isebenzisa ubuchwepheshe be-GPS Yebo Inikeza ukutholwa kokuwa okuzenzakalelayo Yebo (kuhlanganisiwe) Idivayisi ibiza u-$99.99, isevisi iqala ku-$29.99 ngenyanga Kungani siyikhethele i-Aloe Care Mobile Companion pendant inikeza ukuxhumana okungama-24/7 ezikhungweni zezingcingo eziphuthumayo, izipikha ezikhuluma ngezindlela ezimbili. vumela abanikazi ukuthi bathole usizo lapho beludinga, kungakhathaliseki ukuthi basekhaya noma bebhizinisi.Inikwa amandla inethiwekhi yeselula ye-AT&T kazwelonke ye-LTE, lo mgexo ungaxhumeka ezindaweni eziningi zezwe.Izici Eziyinhloko Isiqinisekiso Sokubuyiselwa Imali Sezinsuku ezingu-30.Ihambisana nohlelo lokusebenza lwe-Secure Caretaker (etholakala kumadivayisi e-iOS nawe-Android).QAPHELA.Izintengo zisukela ngedethi yokushicilela.
I-Aloe Care Mobile Companion pendant inikeza ukuxhumana okungama-24/7 ezikhungweni zezingcingo eziphuthumayo, kuyilapho isipikha esinezindlela ezimbili sivumela osigqokile ukuthi athole usizo lapho eludinga, kungakhathaliseki ukuthi usekhaya noma usemsebenzini.Inikwa amandla inethiwekhi yeselula ye-AT&T kazwelonke ye-LTE, lo mgexo ungaxhumeka ezindaweni eziningi zezwe.
Idivayisi engumngane weselula iyodwa ibiza u-$99.99, kuyilapho uhlelo lokubhalisa lokuqapha lubiza u-$29.99 ngenyanga.
Ukuthola imigexo yezaziso zezokwelapha ehamba phambili, iForbes Health ihlaziye idatha evela ezinhlelweni zezaziso zezokwelapha ezicishe zibe ngu-60 ezivela ezinkampanini ezingu-20 futhi zehlise ezintathu eziphezulu ngokusekelwe kulokhu:
Uma umuntu ogqoke umgexo wokuxwayisa ngezokwelapha ehlangabezana nenkinga yezokwelapha noma isimo esiphuthumayo sezokwelapha, angavele acindezele inkinobho yosizo elengayo.Idivayisi ithumela isignali esikhungweni sokuqapha esikude sesistimu, esixhuma umnikazi nezingcweti zezimpendulo eziphuthumayo.Ngokuvamile, u-opharetha uxhuma abasebenzisi besistimu namalungu omndeni noma abangani abasohlwini lolwazi lwabo lokuxhumana abaluncamelayo ukuze babazise ngesidingo sosizo.Esimeni esiphuthumayo sangempela, abaphenduli bokuqala basiza ukuthumela i-ambulensi, amaphoyisa, noma umnyango wendawo yezicishamlilo ekhaya labasebenzisi.
Isinqumo sokutshala imali kumgexo wokuxwayisa ngezokwelapha ngokuvamile siza ngemva koshintsho oluphawulekayo empilweni yomuntu noma ukuhamba kwakhe.Nokho, lezi zinguquko aziwunciphisi umuzwa womuntu wokuzimela.Ubuchwepheshe bezaziso zezokwelapha buyaqhubeka nokuthuthuka ngezinto ezigqokekayo ezihlinzeka ngokutholwa kokuwa okuzenzakalelayo, ukulandelela i-GPS kanye nokufakwa kweselula kwe-4G LTE, okwenza kube lula ukubiza usizo oluphuthumayo endaweni enembile yomsebenzisi.Noma ubani ozuzayo kusukela kulesi singqimba esingeziwe sokuvikeleka esimisweni sakhe sansuku zonke kufanele acabangele ukungeza umgexo wezokwelapha esimisweni sakhe sansuku zonke.
Ukukhethwa kokugqoka umgexo wezokwelapha noma iwashi lezokwelapha kuncike ekuthandweni komuntu siqu.Abantu badinga ukucabangela ukuthi iyiphi idivayisi egqokekayo engangena kalula ezimpilweni zabo ngaphandle kokuphazanyiswa imisebenzi yabo yansuku zonke.
Ngokungeziwe kuzici ezinikezwe imigexo yezaziso zezokwelapha, amanye amawashi ezixwayiso zezokwelapha nawo angalandelela:
Imigexo yezaziso zezokwelapha iyingxenye yohlelo olukhulu lwezaziso zezokwelapha.Nakuba umgexo umane uyidivayisi egqokekayo evumela abasebenzisi ukuthi bafinyelele kalula inkinobho yosizo lapho beyidinga kakhulu, isistimu iyithuluzi inkinobho esemgexoni esebenzisana nayo ukuze ithumele isignali esikhungweni sokuqapha esikude esixhunywe kuso futhi sixhume. .umsebenzisi onochwepheshe besikhathi sangempela sokuphendula izimo eziphuthumayo.Kunezinhlelo eziningi zezaziso zezokwelapha ezingabandakanyi umgexo wokuxwayisa ngezokwelapha, kodwa yonke imigexo yesixwayiso sezokwelapha incike ohlelweni lwesixwayiso sezempilo ukuze lusebenze.
Ubucwebe be-Medical ID buhlinzeka ngendlela elula nesebenzayo yokwabelana ngolwazi lwezokwelapha olubalulekile nabaphenduli bokuqala ezimeni lapho ogqokile engakwazi ukuxhumana ngokucacile.I-ID yezokwelapha, ngokuvamile esesimweni sesongo noma umgexo, ibala noma yikuphi ukungezwani komzimba nemithi noma izimo ezingalapheki abahlengikazi okufanele bazi ngazo ngaphambi kokunikeza noma yiluphi usizo lwezokwelapha.
Khonamanjalo, umgexo we-Medical Alert uyithuluzi eligqokekayo elixhumanisa umsebenzisi nochwepheshe esikhungweni sokuqapha uma kunesimo esiphuthumayo futhi linikeze usizo olufanele.Amanye amasistimu ezixwayiso zezempilo ahlinzeka laba bameleli ulwazi oluyisisekelo mayelana nempilo yomsebenzisi, olufana ne-ID yezokwelapha, kodwa lolu hlelo lungasiza.
Izindleko zomgexo wezokwelapha zincike ezintweni eziningana, hhayi okungenani izindleko zesistimu yayo yokusekela.Abanye abahlinzeki bezinhlelo zezixwayiso zezokwelapha banikeza kokubili iphakheji eyisisekelo kanye nenketho yokuthuthukisa enezici ezengeziwe.Izindleko zingahluka futhi uma abasebenzisi bedinga okokusebenza okwengeziwe ukumboza ikhaya elikhulu, noma uma bekhetha ukumbozwa okwengeziwe kwamaselula ukuze bahlale bephephile ngenkathi bengekho ekhaya.
Njengoba kunezisetshenziswa eziningi kangaka zezixwayiso zezokwelapha ezitholakalayo, abasebenzisi abangahle bafune ukufaka kuhlu izidingo zabo bese beqhathanisa izinsizakalo namaphakheji anikezwa izinkampani ezihlukene ukuze zibatholele idivayisi elungile.Ngokuvamile, umgexo wezaziso zezokwelapha ubiza phakathi kuka-$25 no-$50 ngenyanga, namadivayisi athile alahlwayo asuka ku-$79 kuya ku-$350.
Ikhono lokuthola imigexo yezokwelapha mahhala lincike esimweni sabo sezezimali kanye nokuhlinzekwa komshwalense.Abanye abahlinzeki bomshwalense wezempilo ozimele, okuhlanganisa nalabo abahlinzeka ngezinhlelo ze-Medicare Advantage, bangasiza ukukhokhela uhlelo lokuxwayisa ngezempilo.Abanye banikeza amakhredithi entela ngokuqondile kumadivayisi athathwa njengesidingo ngokwezokwelapha ngabahlinzeki bezempilo.
Ngaleso sikhathi, abantu abadala abafanelekela i-Medicaid, izinzuzo zomakadebona, noma usekelo lwe-Aging Agency (AAA) yendawo bangase bafanelekele ukonga okwengeziwe.Amalungu e-AARP angakwazi futhi ukonga kufika ku-15% emigedeni yezaziso zezokwelapha.
I-Medicare ayifaki izinhlelo zokuxwayisa ngezempilo, okuhlanganisa nemigexo yokuxwayisa ngezempilo.Ngenxa yokuthi azibhekwa njengamadivaysi ezokwelapha, ngokuvamile azimbozwa yi-Medicare ngezinzuzo zezokwelapha.Uma sekushiwo, ziningi izindlela zokonga imali emigexoni yezaziso zezokwelapha, okuhlanganisa (kodwa kungagcini lapho) ukusebenzisa izaphulelo zomkhiqizi namaphromoshini, ukusebenzisa amadola angaphambi kwentela ku-akhawunti yokonga impilo (HSA) ukukhokhela idivayisi, noma ukusebenzisa izinzuzo zomshwalense wesikhathi eside.ukubuyisela ezinye izindleko ezihlobene.
Imigexo yezokwelapha isetshenziswa emhlabeni wonke ukuthuthukisa izinga lempilo ngokunciphisa izindaba zokuphepha nokwandisa ukuzethemba emisebenzini yansuku zonke.Lawa madivayisi asebenziseka kalula avame ukunikeza ukuqapha kwamahora angu-24, ukulandelela indawo ye-GPS, nobuchwepheshe bokubona ukuwa ukuze kusizwe ukuqinisekisa ukuthi abasebenzisi kanye nabathandekayo bazizwa bephephile ngokwazi ukuthi usizo oluphuthumayo luyatholakala uma ludingeka.
Eqinisweni, ngokocwaningo lwakamuva lwe-Forbes OnePoll lwezempilo lwabantu abadala abangu-2,000 base-US, u-86% wabaphenduli ababike besebenzisa isistimu yezixwayiso zezempilo bathi idivayisi okungenani ibasindise (noma labo ababanakekelayo) engozini.icala.bathe uhlelo lwabo lokuxwayisa ngezempilo lwabasindisile enhlekeleleni engase ibe khona, kanti u-36% uthe ubasindisile emcimbini obungase udlondlobale.
Abasebenzisi abangase bathenge amasistimu ezixwayiso zezempilo ku-inthanethi ngokuqondile kumkhiqizi, okwenza kube lula ukusizakala nganoma yimaphi amanani okukhangisa, bakhulume nommeleli wesevisi yamakhasimende mayelana nesistimu evumelana kangcono nezidingo zabo, futhi ubone ukuthi yiziphi izengezo zesistimu ezitholakalayo.Kuye ngomkhiqizi, ezinye izinhlelo zokuxwayisa ngezokwelapha ezihlanganisa imigexo noma amapende alengayo nawo ayatholakala kubathengisi abafana ne-Walmart kanye ne-Best Buy.
Imali yokuqapha yanyanga zonke ehlotshaniswa Nomgexo Wesaziso Sezokwelapha ivumela idivayisi ukuthi ixhume esikhungweni sokuqapha amahora angu-24 ngosuku, izinsuku ezingu-7 ngeviki.Abantu abakhetha ukugqoka umgexo wesaziso sezokwelapha esikhundleni senkokhelo yanyanga zonke bazolahlekelwa ukufinyelela kuzici eziningi eziwusizo ezihlobene nesistimu.Abanye abakhiqizi bavumela abasebenzisi ukuthi bakhokhe ngesizini, kabili ngonyaka, noma ngonyaka esikhundleni senyanga, kodwa kusenezindleko zesitayela sokubhaliselwe ezihlobene nesistimu.
Imigexo eminingi yezaziso zezokwelapha ayinamanzi, evumela abasebenzisi ukuthi bayigqoke eshaweni noma ngesikhathi kunesiphepho.Nokho, ukucwilisa le mishini emanzini isikhathi eside ngokuvamile akunconywa.
Isitayela sesexwayiso sezempilo esigqokekayo esisebenza kangcono kumuntu sincike ngokuphelele ezintweni azincamelayo ezihlukile nezici zendlela yokuphila.Kokubili amasongo ezokwelapha kanye nemigexo kunezinzuzo kanye nokubi.
Ukutholwa kokuwa okuzenzakalelayo ubuchwepheshe obuqapha izinguquko ezingazelelwe esimweni somzimba womuntu bese emva kwalokho kwazise abaphenduli bokuqala uma umsebenzisi ehlala enganyakazi futhi engakwazi ukuxhumana.Lesi isici ongasikhetha esitholakala kumasistimu amaningi ezixwayiso zezokwelapha namuhla.
Nakuba imigexo yezaziso zezokwelapha ihloselwe ngokuyinhloko ukuthuthukisa ukufinyelela kwabantu ekunakekelweni kwezokwelapha uma kunenkinga yezokwelapha noma isimo esiphuthumayo, amadivaysi eselula anikwa amandla ubuchwepheshe beselula noma be-GPS angasiza ukukhomba oyifakile uma elahlekile noma ngenye indlela.Kubonakala sengathi azitholakali kubantu abasohlwini loxhumana nabo abaluncamelayo ngendawo yabo.
Ulwazi oluhlinzekwe kuForbes Health ngelezinjongo zokufundisa kuphela.Isimo sakho sempilo sihlukile kuwe futhi imikhiqizo namasevisi esiwabuyekezayo angase angasifaneli isimo sakho.Asinikezi iseluleko somuntu siqu sezokwelapha, ukuxilongwa noma izinhlelo zokwelashwa.Ukuze uthole ukwaziswa okwengeziwe, sicela uxhumane nochwepheshe bezempilo.
I-Forbes Health ithobela izindinganiso eziqinile zobuqotho bokuhlela.Ngokwazi kwethu konke, konke okuqukethwe kunembile kusukela ngosuku okushicilelwe ngalo, nokho ukunikezwa okuqukethwe lapha kungase kungatholakali.Imibono eveziwe ngeyababhali futhi ayizange ihlinzekwe, ivunyelwe noma ivunyelwe ngenye indlela abakhangisi bethu.
U-Tamra Harris unguMhlengikazi Obhalisiwe kanye Nomqeqeshi Womuntu Oqinisekisiwe ovela e-American College of Sports Medicine.Ungumsunguli kanye ne-CEO ye-Harris Health and Wellness Communications.Njengoba enolwazi lweminyaka engaphezu kwengu-25 ekunakekelweni kwezempilo, uyazifela ngemfundo yezempilo nokuphila kahle.
Kuwo wonke umsebenzi wakhe, uRobbie usebenze izindima eziningi njengombhali wesikrini, umhleli, kanye nomxoxi wezindaba.Manje uhlala eduze kwaseBirmingham, e-Alabama nomkakhe nezingane ezintathu.Uyakujabulela ukusebenza ngokhuni, ukudlala kumaligi ezokungcebeleka, nokusekela amakilabhu ezemidlalo anesiphithiphithi, acindezelekile njengeMiami Dolphins neTottenham Hotspur.